CREDITS & LOANS
You want banking solutions that fit your life? Solutions that make it easier to do what you need to do and achieve what you want to achieve? We deliver. Keystone Bank provides a wide array of innovative products and services to meet your personal lifestyle needs plus helpful expertise to make your banking experience easier and your financial goals for the future more attainable. We are there with you through every phase of your life, through your personal milestones, the road to your achievements and much more. Whether it's your child's first savings account, your first home or your retirement plan, we offer personal banking products and services tailored to your needs today with the flexibility to grow with you. We're here to help you every step of the way. We have a range of products and services available to individuals.
We operate savings and current accounts, a variety of lending options (personal loans, mortgages, lines of credit, etc.), and credit card services. We have features made possible by the advance of Internet technology, such as Internet Banking which allows the ability to view and interact with accounts online, make deposits and payments via phone or online service, or access automated teller machines (ATM) around the world any time of day or night Some of our Products are: The Keystone Bank Current Account: available for individuals, limited liability companies, sole proprietorships, registered business names, partnerships, non-governmental associations, clubs, associations, religious bodies and government parastatals, agencies and ministries.
CREDITS & LOANS PRODUCTS
Creative Industry Financing Initiative
If you play in any of the listed industries below, then the Creative Industry Financing Initiative (CIFI) will interest you a lot.
• Fashion
• Information Technology
• Movie
• Music
CIFI was introduced by the CBN in collaboration with the Bankers’ Committee to improve access to long-term and low interest financing (up to 10 years tenure and an interest rate of 9%) for entrepreneurs and investors in the Nigerian creative and Information Technology sub-sectors. This was in realization of the role the identified sectors would play to promote job creation, reduce poverty and facilitate inclusive growth. CIFI can be accessed at Keystone Bank Limited.
Overview of Benefits
• Up to N500 Million for your creative business.
• Low Interest of 9% per annum
• Flexible repayment plan spread over 10 years
Requirements:
• Your business must be registered with Corporate Affairs Commission
• You must have a Business Proposal
• Your business must have a clean Credit Bureau Report with zero overdue obligations.
• Your business must be in the creative industry
• Your business must have a satisfactory CRMS report of owners, sponsors and directors.
How to Apply
Send your business proposal and other supporting documents for your enterprise via cifi@keystonebankng.com and we will get back to you immediately.
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Features |
Student Software Development Loan |
Movie Production |
Movie Distribution |
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Fashion |
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Music |
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For details, kindly contact us at Keystone Bank Limited.
1 Keystone Bank Crescent,
Victoria Island, Lagos.
Telephone: +234 700 2000 3000.
Email: cifi@keystonebankng.com
Salary Backed Loan
This provides short-Medium term loans of up to N5million for a maximum period of 48months. Product is designed for salaried employees in structured organizations whereby the employer (i.e. Counterparty) have been profiled and assessed to meet the bank’s Risk Asset Acceptance
Equity Release
Equity Release is a long term salary advance that is secured by legal mortgage of the occupied residential property and is only accessible to salary earners.
Tenor: Salary Domiciliation (7years), Non-Salary Domiciliation (5years)
Source of Repayment: Salary and allowances domiciled in Keystone Bank, otherwise repayment shall be by NIBSS standing instruction.
Locations: Lagos, Abuja, Ibadan, Kano, Port-Harcourt, Jos, Warri, Ogun, Kaduna, Benin, Owerri, Yola, Bauchi, Ilorin, Enugu, Onitsha, Sokoto, Akure, Asaba.
For details, kindly contact us at Keystone Bank Limited.
1 Keystone Bank Crescent,
Victoria Island, Lagos.
Telephone: +234 700 2000 3000.
Email: contactcentre@keystonebankng.com
Auto loan
This is a long term loan for individuals who desire to acquire automobiles (brand new vehicles only) of their choice for personal use.
Target Market: Salary Earners and Self-employed individuals
Tenor: Salary Earners(48months); Entrepreneurs(36months)
For details kindly contact us;
Keystone Bank Limited.
1, Keystone Bank Crescent,
Victoria Island, Lagos
Telephone: +234 700 2000 3000
Email: ontactcentre@keystonebankng.com
Salary Advance Instanta
A revolving facility which allows salary earners access up to 30% of their net monthly salary as overdraft. This product is available to all Keystone Paytime Current Account customers. Customers can access this facility all year with 30 days clean up cycle.
Target Market: Salary Earners
Tenor: Maximum of 30 Days
For details kindly contact us;
Keystone Bank Limited.
1, Keystone Bank Crescent,
Victoria Island, Lagos
Telephone: +234 700 2000 3000.
Email: contactcentre@keystonebankng.com
Home Acqusition
A consumer finance facility to partly finance residential properties and is accessible to Salary earners and SMEs.
Tenor: Non-Salary Domiciliation(7years), Salary Domiciliation(10years)
Equity Contribution: 20% for Salary Earners and 40% for self-employed.
Locations: Lagos, Abuja, Ibadan, Kano, Port-Harcourt, Jos, Warri, Ogun, Kaduna, Benin, Owerri, Yola, Bauchi, Ilorin, Enugu, Onitsha, Sokoto, Akure, Asaba.
For details kindly contact us;
Keystone Bank Limited.
1, Keystone Bank Crescent,
Victoria Island, Lagos
Telephone: +234 700 2000 3000
Email: contactcentre@keystonebankng.com
Asset Finance
Consumer Finance loan is accessible to Salary earners and Self-employed individuals to part-finance the acquisition of brand new household assets from the Bank's prequalified vendors.
Target Market: Salary Earners and Self-employed individuals
Tenor: 18 months
For details, kindly contact us at Keystone Bank Limited.
1 Keystone Bank Crescent,
Victoria Island, Lagos.
Telephone: +234 700 2000 3000.
Email: contactcentre@keystonebankng.com
