Whistle Blowing

At Keystone Bank we cherish the ideals of good corporate governance - honesty, fairness, accountability, integrity, professionalism, and ethical management practices. To report unethical or unprofessional conduct by any of our officials, send your report to any or all of the following:

Managing Director/CEO, Keystone Bank Limited
1 Keystone Bank Crescent, Off Adeyemo Alakija Street, Victoria Island, Lagos.
Email - officeoftheceo@keystonebankng.com

Group Head, Internal Audit, Keystone Bank Limited
1 Keystone Bank Crescent, Off Adeyemo Alakija Street, Victoria Island, Lagos.
Email - BiodunOkusami@keystonebankng.com

Group Head, Legal Services, Keystone Bank Limited
1 Keystone Bank Crescent, Off Adeyemo Alakija Street, Victoria Island, Lagos.
Email - michaelagamah@keystonebankng.com

Director of Banking Supervision Central Bank of Nigeria
Central Business District, Cadastral Zone, Abuja, FCT, Nigeria.
Email - info@cenbank.org

Chief Compliance Officer, Keystone Bank Limited
1 Keystone Bank Crescent, Off Adeyemo Alakija Street, Victoria Island, Lagos.
Email - oluwasegunolatona@keystonebankng.com

Whistle Blowing Contact
1 Keystone Bank Crescent, Off Adeyemo Alakija Street, Victoria Island, Lagos.
Email: whistleblowing@keystonebankng.com

We appreciate your report and guarantee that it will be treated with utmost confidentiality.

CUSTOMER PROTECTION INFORMATION

Keystone Bank is at your service! We are ready to listen and assist! 
At Keystone Bank Limited, we offer leading solutions and services to our clients and associates globally and are dedicated to conducting business professionally with Integrity, guaranteeing fairness, transparency and responsiveness to our customers at all times. And for this reasons we provide our services with this four core pillars in mind; Safety, Trust, Strength, and Service.
While we strive to ensure our customers enjoy seamless banking services, however, we understand that you may encounter an issue while trying to access our products or services or wish to provide feedback on how we can improve our services.

Thus, we are committed in being responsive to the needs of our existing and potential customers and to resolving complaints as quickly as possible. Our robust customer complaint/ handling systems are available for you to channel your feedback and complaints, as we aim to ensure a seamless compliant process.

FEEDBACK CHANNELS AND CONTACT DETAILS

PROCEDURE FOR HANDLING YOUR COMPLAINT/FEEDBACK
Step 1
For a swift resolve of any complaint you may have, the first step is to contact us through any of our channels available to you and provide the following information below:

• 1. Your name
• 2. Your account number
• 3. A description of your complaint
• 4. Your contact details (telephone, email) and a convenient time to call you

Step 2
All received complaint or feedback would be logged on our Customer Feedback Management System (CFMS), which in turn will generate a unique Identifier Code that would be sent to you with an acknowledgement/notification e-mail or SMS within 24 hours, as well as the expected resolution time.
Complaints can be tracked all through the entire process until you are satisfied or the final decision is made using the unique Identifier Code.

All complaints received shall be lodged within a specified timeframe provided in the Time Bar Policy of the CBN.
Step 3
All received complaint, will be assessed in terms of criteria such as severity and possibility of immediate action and will be treated accordingly. We would investigate all the relevant circumstances and information surrounding a complaint. The level of investigation would be commensurate with the seriousness, frequency of occurrence and severity of the complaint

Once your complaint is resolved, you will receive a status notification within 5 business days.

Step 4
If you are unsatisfied with the resolution decision communicated, you can request for a review in writing within 30 days from the date of the receipt of the decision.

Step 5
Upon receipt of your dissatisfaction request in writing, a “final response” detailing our explanations and any offer of redress will be provided within 4 weeks.

If you are dissatisfied with our “final response” you can refer your complaint to the Consumer Protection Department of the CBN. 

Forms Download Centre

Corporate Current Account Opening Form Individual Account Opening Form
Customer Update Form (Business)
Customer Update Form (Individual)
Debit Card Request Form
Future Account
Daily Transfer Limit Form-Corporate
Daily Transfer Limit Form-Individual
Keystone Bank Data Privacy Policy
Virtual Banking Services Form
Statement of Business & Ethical Conduct

e-dividends form

e-Dividend Mandate Form Adjected e-Dividend Form
e-Dividend Form Africa Prudential
e-Dividend Form Apel Assets
e-Mandate EDC Registrars
e-Mandate form Cardinal Stone Registrars
e-Dividend Mandate Form Centurion Registrars Limited
e-Dividend Mandate Form First Registrars
e-Dividend Mandate Form Flour Mills
e-Dividend Mandate Form GTL
e-Dividend Mandate Form Mersitem
e-Dividend Mandate Form light House registrars
e-Dividend Mandate Form Veritas Registrars

ATM USER GUIDE

● Use ATMs where you feel most safe and comfortable.
● Avoid using an ATM with any form of distraction or suspicious-looking person(s) loitering around.
● Ensure that your debit card is ready in hand before approaching the ATM.
● Do not use an ATM if you notice that it has been tampered with.
● If experiencing difficulty with a transaction, be very cautious of accepting help from strangers. We recommend that you contact a security guard at the premises for assistance.
● Do not expose or disclose your PIN to anyone (bank and police inclusive). Endeavor to shield the keypad with your body while entering your PIN.  In the event of an ATM Malfunction, press ‘cancel’ to withdraw your card immediately before reporting and proceeding to another machine.
● Promptly report jammed or stolen cards to the nearest Bank branch.
● Try not to hurry through a transaction, carefully secure your card and cash in your wallet, handbag or pocket before leaving the ATM point.