Key Highlights of our Corporate Strategy

Keystone Bank seeks to return to profitability across all business units and achieve sustainable growth. This would be achieved responsibly through service excellence, product knowledge, efficient deployment of delivery channels and harnessing of value chain opportunities to mobilize low cost deposits that would be deployed in creating well-priced risk assets with multiple revenue sources while optimizing operating costs; We would grow organically, leveraging our human and material capital. However, as necessary we would form alliances with local and international partners.

Value Chain

Distributorship/Dealer Support Scheme
1. Cement Distributorship Support
2. Telecoms Dealers Support
Products provide the framework for Distributors/Dealers to access facilities to boost working capital for their business. These products are targeted at Keystone Bank-registered distributors/dealers.
Available facilities which can be accessed include:
• Bank Guarantees
• Overdraft Facilities
• Accessible limits are subject to customer's trade capacity evidenced by credit turnover in trading accounts.
Benefits to Distributors include:
• Competitive pricing (i.e. Interest rates, Account Maintenance Charges, etc.)
• Unhitched supply of funds
• Flexible Security Structure
• Flexible banking hours and proximity to business premises
• Prompt confirmation of payments
• Robust cashless solutions in line with CBN guidelines.

ActivCollect

ActivCollect is Keystone Bank's proprietary collection platform built on our robust technology for in-branch collections. The technology enables us customize cash collection solutions that meet every customer's requirement. ActiveCollect is secure and enables organizations receive payments from their customers across our branch network while monitoring customized, real-time reports at their location.

Transaction Notification Service

Keystone Bank Transaction Notification Service (TNS) is designed to make banking transactions easy, convenient and fast. Keystone Bank TNS sends SMS and e-mails to customers notifying them of every withdrawal and all payments into their accounts. Our customers no longer have to worry when they issue cheques, whether it has been presented or not because with Keystone Bank TNS, all you need to do is check your mailbox to get full details of the cheque. The email notice contains the details of the transaction, current and available balance at the time of the transaction. Please visit the Customer Service Desk at any of our branches to fill the TNS form.

Dom Extra Account

Keystone Bank Domiciliary Extra Account is a foreign currency denominated account that is targeted at Limited Liability Companies.

Features
• Account can be denominated in Dollars, Pounds or Euros.
• Minimum operating balance of 1,000 USD, GBP or EUR.
• Issuance of personalized non-clearing cheques
• Competitive interest rates.
• Access to Keystone Bank debit/credit card.
• Access to safe and secure E-Banking services & Channels - Mobile Banking, Internet Banking for international and local funds transfer
• Cash Withdrawal – 0.05% of amount withdrawn • Zero transfer charge
• Telex charge of $25 or its equivalent in pounds or euro

Requirements:
1. Duly filled and signed account opening form
2. Documentary evidence of address for the company e.g utility bill
3. 2 references (corporate entities only)
4. 2 Passport photographs
5. Valid means of identification of each signatory
6. Residence Permit (where applicable)
7. Certificate of Incorporation / Business Registration
8. Forms CO7 and CO2
9. Memorandum and Article of Association
10. Board resolution
11. Tax Identification Number
12. Stamp Duty(sign across the stamp)
13. BVN from signatories,
14. SCUML (DNFBPs only)
15. ₦50 Postage stamp

For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
Telephone: 0700 2000 3000.
Email: contactcentre@keystonebankng.com

Domiciliary Account

Keystone Bank Domiciliary Extra Account is a foreign currency denominated account that is targeted at Limited Liability Companies.

Features
• Account can be denominated in Dollars, Pounds or Euros.
• Minimum operating balance of 1,000 USD, GBP or EUR.
• Issuance of personalized non-clearing cheques
• Competitive interest rates.
• Cash & wire transfers to and from the account (Terms & Conditions Apply)
• Access to Keystone Bank debit/credit card.
• Access to safe and secure E-Banking services & Channels - Mobile Banking, Internet Banking for international and local funds transfer
• Zero transfer charge
• Cash Withdrawal – 0.05% of amount withdrawn
• 0.5% on transfer charge on transaction value
• Telex charge of $25 or its equivalent in pounds or euro
• VAT 5%

Requirements:
1. Duly filled and signed account opening form
2. Documentary evidence of address for the company e.g utility bill
3. 2 references (corporate entities only)
4. 2 Passport photographs
5. Valid means of identification of each signatory
6. Residence Permit (where applicable)
7. Certificate of Incorporation / Business Registration
8. Forms CO7 and CO2
9. Memorandum and Article of Association
10. Board resolution
11. Tax Identification Number
12. BVN from signatories,
13. SCUML (DNFBPs only)

For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
Telephone: 0700 2000 3000.
Email: contactcentre@keystonebankng.com

Corporate Current Account

This is a current account designed for registered business to carry out day-to-day financial activities.

Features:
*Minimum opening balance of ₦10,000
*No minimum operating balance
*Current account maintenance fee of ₦1 for every ₦1,000 debit transaction
*Issuance of cheque booklet valid for clearing
* Account can be used to access loans
*No restriction to number of withdrawals


Requirements

• Duly filled and signed account opening form
• Documentary evidence of address for the company e.g utility bill
• 2 references (corporate entities only)
• 2 Passport photographs
• Valid means of identification of each signatory
• Residence Permit (where applicable)
• Certificate of Incorporation / Business Registration
• Forms CO7 and CO2
• Memorandum and Article of Association
• Board resolution
• Search report
• Tax Identification Number
• Stamp Duty(sign across the stamp)
• Dud Cheque Pledge Form
• BVN from signatories,
• Visitation Report & KYC form
• SCUML (DNFBPs only)
• ₦50 Postage stamp

For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
Telephone: 0700 2000 3000.
Email: contactcentre@keystonebankng.com

Agri Business

Agric Finance Group offers professional support to all market facing staff of the Bank in the creation of good quality risk asset in all the areas captured within the Agriculture Value Chain.
Environmental and Social risk considerations will be taken for finance provided anywhere along this value chain.
The Group advises both customers and RMs on the best loan structure and farm practices to make the business relationship successful and profitable.
The Group gets majority of its lending fund from CBN at a maximum cost of 2%pa for on-lending to agribusinesses at a concessionary rates of 9%pa(all in).