Keystone Bank




PERSONAL BANKING

customer-service

Keystone Bank provides a variety of innovative products and services to meet your personal lifestyle needs plus helpful expertise to make your banking experience better and your financial goals for the future more attainable. From the convenience of mobile and online banking to enjoyable one-on-one discussions and seamless ATM transactions worldwide, we take pride in understanding our customers, tailoring our packages to evolve with their


changing needs and growing with them through every phase of life: a child’s first savings account, personal/business achievements and after retirement. Personal Banking provides useful channels and resources for individuals, limited liability companies, sole proprietorships, registered business names, partnerships, non-governmental associations, clubs, associations, religious bodies and government parastatals, agencies and ministries.

PERSONAL BANKING PRODUCTS




Dom Extra Account

Keystone Bank Domiciliary Extra Account is a foreign currency denominated account that is targeted at Limited Liability Companies.

Features
• Account can be denominated in Dollars, Pounds or Euros.
• Minimum operating balance of 1,000 USD, GBP or EUR.
• Issuance of personalized non-clearing cheques
• Competitive interest rates.
• Cash & wire transfers to and from the account (Terms & Conditions Apply)
• Access to Keystone Bank debit/credit card.
• Access to safe and secure E-Banking services & Channels - Mobile Banking, Internet Banking for international and local funds transfer
• Zero transfer charge
• Telex charge of $25 or its equivalent in pounds or euro
• VAT 5%

Requirements:
1. Duly filled and signed account opening form
2. Documentary evidence of address for the company e.g utility bill
3. 2 references (corporate entities only)
4. 2 Passport photographs
5. Valid means of identification of each signatory
6. Residence Permit (where applicable)
7. Certificate of Incorporation / Business Registration
8. Forms CO7 and CO2
9. Memorandum and Article of Association
10. Board resolution
11. Tax Identification Number
12. Stamp Duty(sign across the stamp)
13. Dud Cheque Pledge Form
14. BVN from signatories,
15. Visitation Report & KYC form
16. SCUML (DNFBPs only)
17. ₦50 Postage stamp

For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
Telephone: 0700 2000 3000.
Email: contactcentre@keystonebankng.com

ActivCollect
Savings Account Xtra

Savings Account Xtra is a savings account that functions like a current account. The product is designed for Individuals, Businesses, Clubs & Associations, Religious organizations, Cooperatives and NGOs. Find below features & benefits:

Features :

  • Opening balance of ₦5,000 individuals, ₦10,000 for businesses.

  • Minimum balance of ₦5,000 individuals, ₦10,000 for businesses.

  • Interest rate on 1.15% per annum. (Terms and conditions apply)

  • Zero maintenance fee

  • Issuance of Verve, VISA and MasterCard debit cards

  • Issuance of non-clearing cheque booklets

  • Clearing cheques & dividend warrants lodgment into account.

  • Third party withdrawals using non-clearing cheque books.

  • Access to E banking products - Cards, USSD, Mobile banking & Internet banking

  • future Account
    Requirements
    Individual Micro, Small and Medium Enterprises and trader Corporate
    Duly filled and signed account opening form Duly filled and signed account opening form Duly filled and signed account opening form
    Valid means of identification Certificate of Registration Documentary evidence of address for the company
    Dud Cheque Pledge Form Form of application for registration of business name 2 references (corporate entities only)
    1 Reference Documentary evidence of address for the business 2 Passport photograph
    Utility Bill 2 confirmed references Valid means of identification of each signatory
    BVN from customer, Passport photograph of each signatory Residence Permit (where applicable)


    Visitation report and KYC form Mandate card Certificate of Incorporation / Business Registration
    Passport photograph of the signatory
 Copy of Valid means of identification of the signatory Forms CO7 and CO2
    Mandate card Letter of Introduction Memorandum and Article of Association
    Copy of valid ID of the signatory Tax Identification Number Board resolution
    Mandate card Letter of Introduction Memorandum and Article of Association
    ₦50 Postage stamp Dud Cheque Pledge Form Search report
    BVN from customer Tax Identification Number
    Visitation report & KYC form Stamp Duty(sign across the stamp)
    ₦50 Postage stamp Dud Cheque Pledge Form
    BVN from signatories,
    Visitation Report & KYC form SCUML (DNFBPs only)
    ₦50 Postage stamp

    For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    Future Account

    Keystone Future Account is a savings account for kids and teenagers. It is designed to help parents/guardians plan for the education of their children or wards. This account also helps in building a savings culture amongst children. The Future Account comes in 2 variants:
    Future Kids: Age 0 – 10 years
    Future Teens: Age 11 – 17 years

    Features

  • Account can be opened in child’s name by parents, family friends, NGO, etc.

  • Opening and minimum operating balance of ₦500.00

  • Interest rate of 1.15% per annum (Terms and conditions apply)

  • Saving with ease via a Standing Instruction from parents’/guardians’ account

  • Cheques and dividend warrants can be paid into the account

  • Requirements

  • Duly filled and signed account opening form

  • Valid means of identification of Child/Ward

  • Documentary evidence of address

  • BVN of Parents/Guardians,

  • Visitation report and KYC form

  • Passport photograph of Child/Ward and Parents/Guardians

  • Mandate card

  • Copy of valid ID of the signatory

  • For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    future Account
    Evolve Account

    Keystone Evolve Savings Account is specifically designed for students in Tertiary Institutions as well as NYSC Corp members.


    Features

  • Minimum opening balance of N500

  • No operating balance required

  • Interest rate of 1.15% per annum (Terms and conditions apply)

  • Issuance of Verve and MasterCard debit cards.

  • 50% discount on issuance of first debit card

  • Maximum monthly turnover of N500,000

  • No limit to number of withdrawals

  • Access to e-banking services e.g. Mobile Banking and Internet Banking on request

  • Alert notifications by SMS or email through our Transaction Notification Service.

  • Cash withdrawals on over 300 Keystone Bank and other Banks’ ATMs nationwide using the Keystone Bank Debit Card

  • Requirements

  • Duly filled and signed account opening form

  • Student ID card/Corp Members ID card

  • BVN

  • Passport photograph

  • Mandate card

  • For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    future Account
    NIGERIANS IN THE DIASPORA ACCOUNT (NIDA)

    Keystone Bank provides the trusted keys to connect with your homeland through the Keystone Nigerians in the Diaspora Account (NIDA). For the first time in Nigeria, you can open and transact with an easy-to-use, seamless bank account from anywhere in the world. All correspondence is done online for your convenience. It comes in Current and Savings account variants

    Diaspora Savings Account Xtra
  • Hybrid account (Current and Savings features).

  • Account denominated in Naira, Pounds, Dollar and Euro.

  • Minimum operating balance (USD100, GBP100, EURO 100 & NGN 5,000).

  • Credit interest of 0.15% p.a payable monthly for foreign currency accounts and 1.15% p.a payable monthly on Naira accounts.

  • No maintenance fee

  • Account can be opened as a joint account.

  • Accepts third party cheques (for naira denominated accounts only)

  • Access to Internet Banking and Mobile Banking.

  • Access to third party withdrawals.

  • Access to VISA cards for foreign denominated accounts and MasterCard for Naira denominated accounts.

  • Bills Payment and standing order instructions available

  • Access to the Keystone market place as a Merchant.

  • Telex charge of $25 or its equivalent in Pounds or Euro (for international transfers)

  • 0.5% transfer charges (for international transfers).

  • Diaspora Current Account
  • Account denominated in Naira only.

  • Minimum operating balance – N10,000.

  • Accepts third party cheques and dividend warrants.

  • Allows cheque issuance,

  • Access to Internet Banking and Mobile Banking

  • Access to MasterCard

  • Bills Payment and standing orders available

  • Account can be opened as a joint account

  • Access to the Keystone market place as a merchant.


  • Requirements

  • Duly filled and signed account opening form

  • Notarized or sighted copy of proof of Identification (Scanned Data Page of Nigerian International Passport, NIN/NIMC Card, INEC Voter’s card or Driver’s License)

  • Notarized copy of proof of address (Scanned copy of Utility Bill, Rent Receipt, Credit Card Bill, Driver’s License, Bank Statement or Residence Permit)

  • Scanned Passport Photograph

  • Scanned Signature

  • Two completed reference form from Nigerian banks (For Current account only)


  • Have any transactions you would like to complete in the motherland? Please call our Contact Centre on +234 700 200 3000 to open a NIDA today.

    paytime Account
    PAYTIME ACCOUNTS

    Paytime Account is an account designed for salary earners. It comes in Current and Savings account variants to provide financial and lifestyle needs, supported by an outstanding customer service team.

    Features:
  • No opening and operating balance

  • Clearing cheque book for Paytime Current account

  • Current account maintenance fee of N1 for every N1,000 debit transaction for Paytime current.

  • Easy access to consumer finance facility (Terms and conditions Apply)

  • Lodgment of third-party cheques and dividend warrants into account

  • Interest rate of 1.15% per annum on Paytime Savings account (Terms and conditions Apply)

  • Access to e-banking services e.g. Mobile Banking and Internet Banking on request

  • No limit to number of withdrawals


  • Requirements

  • Duly filled and signed account opening form

  • Valid means of identification

  • Current account maintenance fee of ₦1 for every ₦1,000 debit transaction

  • Documentary evidence of address

  • 2 references

  • BVN of Parents/Guardians,

  • Visitation report and KYC form

  • Passport photograph of Child/Ward and Parents/Guardians

  • Mandate card

  • Copy of valid ID of the signatory

  • Dud Cheque Pledge Form

  • ₦50 Postage stamp


  • For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    paytime Account
    Domiciliary Account

    Keystone Bank Domiciliary Account is a current account denominated in foreign currency designed for registered companies.

    Features :
    • Account can be denominated in Dollars, Pounds or Euros.
    • Minimum opening balance of 100 Dollars, Euros or Pounds.
    • Zero minimum operating balance
    • Competitive interest rates
    • Issuance of non-clearing cheque book
    • Cash handling charge of 0.5% on withdrawals
    • No maintenance fee
    • No restriction to number of withdrawals
    • Access to Keystone Bank debit/credit card.
    • Access to safe and secure E-Banking services & Channels - Mobile Banking, Internet Banking for international and local funds transfer
    • Cash & wire transfers to and from the account (Terms & Conditions Apply).
    • Telex charge of $25 or its equivalent in pounds or euro
    • VAT 5%

    Requirements:
    1. Duly filled and signed account opening form
    2. Documentary evidence of address for the company e.g utility bill
    3. 2 references (corporate entities only)
    4. 2 Passport photographs
    5. Valid means of identification of each signatory
    6. Residence Permit (where applicable)
    7. Certificate of Incorporation / Business Registration
    8. Forms CO7 and CO2
    9. Memorandum and Article of Association
    10. Board resolution
    11. Tax Identification Number
    12. Stamp Duty(sign across the stamp)
    13. Dud Cheque Pledge Form
    14. BVN from signatories,
    15. Visitation Report & KYC form
    16. SCUML (DNFBPs only)
    17. =N=50 Postage stamp

    For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    Keystone Bank Active Domiciliary Account
    GROWBIZ ACCOUNT

    GrowBiz account is designed to meet the needs of SMEs (Small Medium Enterprises) i.e. Sole Proprietors, Professional Firms, Schools, Religious Bodies, NGOs, Limited Liability Companies etc. The product is available in two variants - GrowBiz Gold Account with minimum balance and GrowBiz Classic Account without minimum balance.



    growbiz
    Features
    Opening and minimum operating balance of ₦50,000 for Individuals,
    ₦100,000 for Businesses and ₦250,000 for Corporates
    Zero fixed opening and minimum operating balance required
    No fixed monthly maintenance fee Fixed monthly maintenance fee of ₦1,700 for Individuals, ₦2,500 for Businesses and Corporates
    Issuance of cheque booklets Access to credit facilities (terms and conditions applies Issuance of cheque booklets Access to credit facilities (terms and conditions applies
    No restriction to number of withdrawals No restriction to number of withdrawalss
    No maximum turnover on account No maximum turnover on account
    Requirements
    Individual Micro, Small and Medium Enterprises and trader Corporate
    Duly filled and signed account opening form Duly filled and signed account opening form Duly filled and signed account opening form
    Valid means of identification Certificate of Registration Documentary evidence of address for the company
    Dud Cheque Pledge Form Form of application for registration of business name 2 references (corporate entities only)
    2 references Documentary evidence of address for the business 2 Passport photograph
    Utility Bill 2 confirmed references Valid means of identification of each signatory
    BVN from customer, Passport photograph of each signatory Residence Permit (where applicable)


    Visitation report and KYC form Mandate card Certificate of Incorporation / Business Registration
    Passport photograph of the signatory
 Copy of Valid means of identification of the signatory Forms CO7 and CO2
    Mandate card Letter of Introduction Memorandum and Article of Association
    Copy of valid ID of the signatory Tax Identification Number Board resolution
    Mandate card Letter of Introduction Memorandum and Article of Association
    ₦50 Postage stamp Dud Cheque Pledge Form Search report
    BVN from customer Tax Identification Number
    Visitation report & KYC form Stamp Duty(sign across the stamp)
    ₦50 Postage stamp Dud Cheque Pledge Form
    BVN from signatories,
    Visitation Report & KYC form SCUML (DNFBPs only)
    ₦50 Postage stamp

    For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    QUICK SAVE ACCOUNT

    The Quick Save Account is a savings account specifically designed for customers with minimal documentation. The account is aimed at providing financial services to the unbanked and underbanked segment.

    Features:

  • No opening balance

  • Interest rate of 1.15% per annum (terms and conditions apply)

  • No monthly maintenance fee

  • Access to e-banking products i.e. Debit cards and USSD

  • Maximum single deposit of ₦50,000

  • Maximum cumulative balance of ₦300,000

  • Account available to Nigerians only


  • Requirements

  • Duly completed account opening form

  • One passport photograph

  • Customer's Bank Verification Number (BVN)


  • QUICK SAVE PLUS ACCOUNT

    The Quick Save Plus Account serves as a higher variant of the Quick Save Account, targeted at financially excluded persons who are able to provide a valid form of identification.

    Features:

  • No opening balance

  • Interest rate of 1.15% per annum (terms and conditions applies)

  • No monthly maintenance fee

  • Access to e-banking products i.e. debit cards and USSD

  • Maximum single deposit of ₦100,000

  • Maximum cumulative balance of ₦500,000

  • Account available to Nigerians only


  • Requirements

  • Duly completed account opening form

  • One Passport photograph

  • Bank Verification Number (BVN) from customer


  • For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    growbiz
    '
    PERSONAL SAVINGS ACCOUNT

    The Keystone Bank Savings account is available for individuals to carry out day-to-day banking transactions seamlessly and conveniently. With the Keystone Bank Savings account, banking can be done anytime and anywhere.

    Features:

  • Minimum opening balance and operating balance of ₦500

  • Interest rate of 1.15% per annum (Terms and conditions apply).

  • Issuance of Verve and MasterCard debit cards

  • No limit to number of withdrawals

  • Access to e-banking services e.g. Mobile Banking and Internet Banking on request

  • Alert notifications by SMS or Email through our Transaction Notification Service

  • Cash withdrawals on over 300 Keystone Bank ATMs and other bank's ATMs nationwide using the Keystone Bank Debit Card


  • Requirements

  • Duly filled and signed account opening form

  • Valid means of identification

  • Documentary evidence of address e.g Utility bill

  • BVN

  • Passport photograph

  • Mandate card

  • Copy of valid ID of the signatory

    For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

  • growbiz
    '
    PERSONAL CURRENT ACCOUNT

    The Keystone Bank current account is available for individuals to carry out day-to-day banking transactions seamlessly and conveniently. With Keystone Bank current account banking can be done anytime and anywhere. Holding a Keystone Bank current account is an in-road into a vast array of services and benefits.

    Features:

  • Minimum opening balance of ₦1,000

  • No minimum operating balance

  • Current account maintenance fee of ₦1 for every ₦1,000 debit transaction

  • Issuance of cheque booklet valid for clearing

  • Issuance of Verve and MasterCard debit cards

  • No restriction to number of withdrawals

  • Access to e-banking services e.g. Mobile Banking and Internet Banking on request

  • Alert notifications by text or email through our Transaction Notification Service

  • Cash withdrawals nationwide on about 300 Keystone Bank ATMs and other bank ATMs using the Keystone Bank Debit Card


  • Requirements

  • Duly filled and signed account opening form

  • Valid means of identification

  • Current account maintenance fee of ₦1 for every ₦1,000 debit transaction

  • Documentary evidence of address

  • BVN of Parents/Guardians,

  • Visitation report and KYC form

  • Passport photograph of Child/Ward and Parents/Guardians

  • Mandate card

  • Copy of valid ID of the signatory

  • Dud Cheque Pledge Form

  • ₦50 Postage stamp


  • For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    growbiz
    '
    PINK ACCOUNT

    The Pink Account is an account designed specifically to meet the unique needs of our female professional, working class and SME customers. This account provides features and benefits that understand their current situation and ensure personalised success in the home and business lives of women. There are two variants of this account: Pink Current and Pink Purse (Savings).

    Features Pink Current

  • Opening balance of ₦20,000

  • Minimum balance of ₦20,000

  • No current account maintenance fee

  • Monthly fixed charge of ₦1,000

  • Issuance of customized Pink MasterCard

  • Issuance of personalized clearing cheque booklets

  • Clearing cheques & dividend warrants lodgment into account.

  • Third party withdrawals using cheque books.

  • Access to E banking products - Cards, USSD, Mobile banking & Internet banking

  • Available for individuals and businesses

  • Capacity building sessions for various groups and mentoring sessions

  • Pink Network community & E-commerce platform (www.pinknetwork.ng)

  • Access to the bank’s credit facilities (Terms and conditions applies)


  • Features Pink Savings

  • Opening balance of ₦5,000

  • Minimum balance of ₦5,000

  • Interest rate of 1.15% per annum (Terms and conditions applies)

  • Issuance of customized Pink MasterCard

  • Issuance of personalized non-clearing cheque booklets

  • Issuance of personalized clearing cheque booklets

  • Clearing cheques & dividend warrants lodgment into account.

  • Third party withdrawals using cheque books.

  • Access to E banking products - Cards, USSD, Mobile banking & Internet banking

  • Available for individuals and businesses

  • Capacity building sessions for various groups and mentoring sessions

  • Pink Network community & E-commerce platform(www.pinknetwork.ng)


  • pink Acoount
    Requirements
    Individual Micro, Small and Medium Enterprises and trader Corporate
    Duly filled and signed account opening form Duly filled and signed account opening form Duly filled and signed account opening form
    Valid means of identification Certificate of Registration Documentary evidence of address for the company
    Dud Cheque Pledge Form Form of application for registration of business name 2 references (corporate entities only)
    2 references Documentary evidence of address for the business 2 Passport photograph
    Utility Bill 2 confirmed references Valid means of identification of each signatory
    BVN from customer, Passport photograph of each signatory Residence Permit (where applicable)


    Visitation report and KYC form Mandate card Certificate of Incorporation / Business Registration
    Passport photograph of the signatory
 Copy of Valid means of identification of the signatory Forms CO7 and CO2
    Mandate card Letter of Introduction Memorandum and Article of Association
    Copy of valid ID of the signatory Tax Identification Number Board resolution
    Mandate card Letter of Introduction Memorandum and Article of Association
    ₦50 Postage stamp Dud Cheque Pledge Form Search report
    BVN from customer Tax Identification Number
    Visitation report & KYC form Stamp Duty(sign across the stamp)
    ₦50 Postage stamp Dud Cheque Pledge Form
    BVN from signatories,
    Visitation Report & KYC form SCUML (DNFBPs only)
    ₦50 Postage stamp

    For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com