PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY

Keystone Bank Limited (hereinto refered to as Keystone Bank provides the information contained on this website and any of the pages comprising the website ("website") to you subject to the terms and conditions ("the terms") set out herein and referenced herein. By accessing the website, you shall be deemed to have agreed to all the terms. Keystone Bank may at any time modify the terms and your continued use of the website will be subject to the terms in force at the time of your use. Accordingly you agree to review the terms periodically, and your continued access or use of the website shall be deemed to be your acceptance of the amended terms. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof.

RESTRICTIONS ON USE

Material from; www.keystonebankng.com, www.Keystone Bank.info, and www.Keystone Bank.biz, and any other World Wide Web site owned, operated, licensed, or controlled by Keystone Bank may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of Keystone Bank EXCEPT: you may download one copy of the material on one computer for your personal, non-commercial home use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Modification or use of the materials for any other purpose violates Keystone Bank’s intellectual property rights. The material in this site is provided for lawful purposes only.

TRADEMARKS

The trademarks, names, logos and service marks (collectively "trademarks") displayed on this website are registered and unregistered trademarks of Keystone Bank. Nothing contained on this website should be construed as granting any licence or right to use any trademarks without the prior written consent of Keystone Bank. The Kaduna Golf tournament is open to all amateur golfers from Nigeria and other countries of the world. The former Habib Nigeria Bank Plc started sponsoring of Kaduna Golf Club tournaments in 1989 and sustained the sponsorship until the bank merged its operations with Platinum Bank Plc. Keystone Bank that emerged from the merger is now set to take the Golf championship to new heights.

RESTRICTION OF LIABILITY

Keystone Bank shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect, or consequential), personal injury or expense of any nature whatsoever which may be suffered by you or any third party, as a result of or which may be attributable, directly or indirectly, to your access and use of the website and any information contained on or accessed via the website. Keystone Bank will not be liable for any damages or injury caused by, including but not limited to, any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, or line failure. Keystone Bank will not be liable for any damages or injury, including but not limited to, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if there is negligence or Keystone Bank or an authorized Keystone Bank representative has been advised of the possibility of such damages, or both.You hereby indemnify Keystone Bank and waive any rights you may have or obtain against Keystone Bank in respect of any loss, liability, damage (whether direct or consequential) or expense of any nature whatsoever, which may be suffered by you and/or third party as a result of or which may be attributable directly or indirectly to any of the aforesaid. Without limiting the generality of the aforegoing Keystone Bank shall not be responsible for and disclaims all liability for any loss, expense or damage of whatever nature incurred or sustained by you or any third party, due to - (i) any failure and/or unavailability of the website for any reason whatever and/or the failure/delay by any third party service provider to render any services which are necessary to ensure the availability and proper functioning of the website; and (ii) your use of or reliance on any information offered on or via the website.

SUBMISSIONS

All remarks, suggestions, ideas, graphics, or other information communicated to Keystone Bank through this site (together, the "Submission") will forever be the property of Keystone Bank. Keystone Bank will not be required to treat any Submission as confidential, and will not be liable for any ideas for its business (including without limitation, product, or advertising ideas) and will not incur any liability as a result of any similarities that may appear in future Keystone Bank operations. Without limitation, Keystone Bank will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere. Except as noted below in this paragraph, Keystone Bank will be entitled to use the Submission for any commercial or other purpose whatsoever without compensation to you or any other person sending the Submission. Personally visitors to this site provide identifiable information that may be received at this site voluntarily. This information is for internal purposes only and is not sold or otherwise transferred to third parties of Keystone Bank or to other entities who are not involved in the operation of this site. Information submitted via a number of areas in this site, for instance, Contact Us, is not retained. Therefore, the above right to use Submissions is subject to this limited use of this information and excludes non-retained information. You acknowledge that you are responsible for whatever material you submit, and you, not Keystone Bank have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

JURISDICTION

Except as described otherwise, all materials in the Keystone Bank site are made available only to provide information about Keystone Bank. Keystone Bank controls and operates this site from its headquarters at 707, Adeola Hopewell Street, Victoria Island, Lagos, Nigeria and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws.

DISCLAIMER

The material in this site could include technical inaccuracies or typographical errors. Keystone Bank may make changes or improvements at any time. Keystone Bank reserves the right at any time to change or discontinue without notice, any aspect or feature of this website. No information contained on the website shall be construed as advice and same are offered for information purposes only. THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED, TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW. Keystone Bank DISCLAIMS ALL WARRANTIES OR MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Keystone Bank DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIAL WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Keystone Bank DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF OR THE RESULT OF THE USE OF THE MATERIAL IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT Keystone Bank) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. THE ABOVE EXCLUSION MAY NOT APPLY TO YOU, TO THE EXTENT THAT APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES.

TERMINATION

Keystone Bank or you may terminate this agreement at any time. You may terminate this agreement by destroying: (a) all materials obtained from all Keystone Bank sites, and (b) all related documentation and all copies and installations (together, the "Materials"). Keystone Bank may terminate this agreement immediately without notice if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials.

MISCELLANEOUS

These terms and conditions shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria without giving effect to any principles of conflict of law. You hereby consent to exclusive jurisdiction of the Federal High Court of Nigeria in respect of any disputes arising in connection with these terms or any matter related to or in connection therewith. If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Possible evidence of use of this site for illegal purposes will be provided to law enforcement authorities. This is the entire agreement between the parties relating to the use of this site. Keystone Bank can revise these Terms and Conditions at any time by updating this posting. However, the Keystone Bank site may describe products and services that are not available worldwide. This site may be linked to other sites, which are not maintained by Keystone Bank. Keystone Bank is not responsible for the content of those sites. The inclusion of any link to such sites does not imply endorsement by Keystone Bank of the sites.

ADDRESS FOR SERVICE

The address for service for all purposes relating to these terms including the giving of any notice, the payment of any sum, the serving of any process, is: Keystone Bank Limited
1 Keystone Bank Crescent,
Victoria Island, Lagos, Nigeria
Tel: +234 70 8060 5000 or 234-1-448 5742
or e-mail us at cutomercare@keystonebankng.com
These terms were last updated on Jan 11, 2010
Copyright © 2006 - 2009 Keystone Bank. All Rights Reserved.