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You want banking solutions that fit your life? Solutions that make it easier to do what you need to do and achieve what you want to achieve? We deliver. Keystone Bank provides a wide array of innovative products and services to meet your personal lifestyle needs plus helpful expertise to make your banking experience easier and your financial goals for the future more attainable. We are there with you through every phase of your life, through your personal milestones, the road to your achievements and much more. Whether it's your child's first savings account, your first home or your retirement plan, we offer personal banking products and services tailored to your needs today with the flexibility to grow with you. We're here to help you every step of the way. We have a range of products and services available to individuals.

*7111#

*7111#

We understand that our customers are always on the move

We understand that our customers are always on the move pursuing their dreams, hence *7111# complements their daily lifestyle without stress when they are on the go,

USSD Code ▼

*7111# is the new and improved USSD code that provides simple and reliable access to fast and hassle free banking on the go for all our esteemed customers. To enjoy our reloaded Banking services, just dial the code to Send Money, Pay Bills, Top Up Airtime, and more!

For enquiries, please call +234 700 2000 3000 or email us at contactcentre@keystonebankng.com

USSD String ▼

Transaction

Short Codes

Enrolment

*7111*0#

Balance Enquiry

*7111*00#

Airtime Self

*7111*Amount#

Airtime Others

*7111&Amount*Phone Number#

Data Top-Up

*7111*5#

Send Money

*7111*Amount*Account Number#

BVN

*7111*6#

Cash Token

*7111*7#

M-Cash

*7111*22*Merchant Code*Amount#

Card Activation (Self Service)

*7111*9*123#

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KeystonePay e-Salary Payment

KeystonePay e-Salary Payment

Keystone Pay is a web-based self-service solution that

Keystone Pay is a web-based self-service solution that enables organizations to make instant payments to beneficiaries nationwide, thereby eliminating delays due to bank scheduling and other constraints.

Benefits ▼
  • Online payment of salaries, bonuses, taxes, pension, etc from the comfort of your home.
  • Salary & Contractor Payments (Single and Multiple Beneficiaries) are made instantly irrespective of domiciliation.
  • Multiple Account viewing and flexible report writing tool for strategic decision making.
  • Role based - Incorporates the maker-checker principle during a transaction cycle.
  • Multi-currency capabilities (Naira, Dollar, Pound sterling and Euro).
  • Multi-channel usage (POS, ATM, Web, Mobile) with high transaction success rate.
  • Compliance with best security and legal standards.
  • Increased capacity to prepare, plan and improve your staff productivity as well as track and monitor transactions real time.
For Whom ▼

Corporate Organizations.
Government Establishments (MDAs) at all levels.
Foreign Embassies.
All Organizations with at least 5 employees.

Requirements ▼
  • Completed Enrolment form.
  • Corporate Bank Account.

Delivery Period: 48 hours upon submission of application.

For enquiries, please call +234 700 2000 3000 or email us at contactcentre@keystonebankng.com

Oxygen - Chat Banking Assistant

Oxygen - Chat Banking Assistant

Oxygen is your super quick intelligent chat banking

Oxygen is your super quick intelligent chat banking assistant that helps you carry out all your financial transactions without interruptions while you chat. With our app, banking is more accessible and more convenient. With Oxygen, you can:

Services ▼
  • Check Account Balance.
  • Airtime Recharge.
  • Send Money.
  • Pay Bills.
  • Buy Movie Tickets.
Keystone Mobile App

Keystone Mobile App

The Keystone Mobile App is a robust application designed to

The Keystone Mobile App is a robust application designed to allow our esteemed customers perform banking transactions on their mobile phones. It also provides a platform for service and utility companies in Nigeria to get paid using mobile phones anywhere at any time.

Services ▼
  • Balance Enquiry.
  • Mini Statement.
  • Funds transfer (own account, interbank and intra-bank).
  • Cable TV Subscription (DSTV, GoTV, Startimes).
  • Internet Services (Swift, Smile, Spectranet, etc.).
  • Utility Bills (PHCN, LCC, etc.).
  • Airtime Top Up (All networks).
  • PIN Change and Reset.
Keyserv (Agency Banking)

Keyserv (Agency Banking)

Keystone Bank has developed a financial inclusive strategy

Keystone Bank has developed a financial inclusive strategy which extends our financial services to the disadvantaged and low-income earners across the country through our digital platforms, making banking easier, more convenient and affordable.

KEYSERV Agency Banking ▼

Keyserv is Keystone Bank’s partnership with agents across the country to make banking more accessible, convenient and affordable for the un-banked and under-banked population in remote communities by employing the services of trusted 3rd party retail businesses.

Our agent banking ‘outlets’ serve as proxy banking channels where the un-banked or under-served persons carry out banking transactions. These outlets are owned by agents (individual or business entity) who will offer financial services to the customer and in return earn transactional income on the services they rendered.

Benefits include - Account opening, Cash deposit, Cash withdrawal, Funds transfer, 24/7 access to your funds, Bills payment and much more,

View Agency Network
Keystone @ctivNET

Keystone @ctivNET

Keystone @ctiveNET is our safe and secure internet banking

Keystone @ctiveNET is our safe and secure internet banking service which allows 24/7 access to your account from the comfort and convenience of your home, office, or any location worldwide using an internet enabled phone, tablet, personal computer or laptop.

Services ▼
  • Balance Enquiry.
  • Full and Mini Statement.
  • Recharge and Bill payments.
  • Funds transfer (own account, interbank and intra-bank).
  • Standing order payments.
  • Password reset.
  • View loan profile/status.
  • Access to loan calculator.

Registered users can click the button below to log in to Keystone Internet Banking platform. For intending customers please call 0700 2000 3000 or email us at contactcentre@keystonebankng.com. We are open 24 hours Monday through Sunday to handle enquiries. Click Login to Internet Banking

Login to Internet Banking
Transaction Notification Service

Transaction Notification Service

Keystone Bank Transaction Notification Service (TNS) is

Keystone Bank Transaction Notification Service (TNS) is designed to make banking easy, convenient and fast through SMS and email alerts to customers notifying them of the available balance on their accounts and stating details of every transaction, ranging from date and time of credit or debit to status of pending cheques or other funds transfer methods. Please visit the Customer Service Desk at any of our branches to fill the TNS form.

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Keystone POS Terminals

Keystone POS Terminals

The Keystone Bank Point of Sale (POS) terminal is a mobile

The Keystone Bank Point of Sale (POS) terminal is a mobile device that enables cardholders make payments for goods and services without the use of physical cash.

Features and Benefits include: ▼
  • It is deployed at no cost to merchants.
  • It operates via GPRS technology on the bundled SIM card or via LAN (local area network) - provided by the Telecoms / Switching companies.
  • It is a collection tool for assisting our customers to collect payments from their clients in a safe and cash free atmosphere.
  • Chip & PIN protected.
  • It allows for payments of goods and services via foreign & Local Debit /Credit/Pre-paid Cards (Verve, Visa, MasterCard).
  • Prints out receipt as evidence of payment.