Keystone Bank


Keystone Bank provides the trusted keys to connect with your homeland through the Keystone Nigerians in the Diaspora Account (NIDA). For the first time in Nigeria, you can open and transact with an easy-to-use, seamless bank account from anywhere in the world. All correspondence is done online for your convenience.

Diaspora Savings Account Xtra
  • Hybrid account (Current and Savings features).

  • Account denominated in Naira, Pounds, Dollar and Euro.

  • Minimum operating balance (USD100, GBP100, EURO 100 & NGN 5,000).

  • Credit interest of 0.15% p.a payable monthly for foreign currency accounts and 4.2% p.a payable monthly on Naira accounts.

  • No maintenance fee

  • Account can be opened as a joint account.

  • Accepts third party cheques (for naira denominated accounts only)

  • Access to Internet Banking and Mobile Banking.

  • Access to third party withdrawals.

  • Access to VISA cards for foreign denominated accounts and MasterCard for Naira denominated accounts.

  • Bills Payment and standing order instructions available

  • Access to the Keystone market place as a Merchant.

  • Telex charge of $25 or its equivalent in Pounds or Euro (for international transfers)

  • 0.5% transfer charges (for international transfers).

  • Diaspora Current Account
  • Account denominated in Naira only.

  • Minimum operating balance – N10,000.

  • Accepts third party cheques and dividend warrants.

  • Allows cheque issuance,

  • Access to Internet Banking and Mobile Banking

  • Access to MasterCard

  • Bills Payment and standing orders available

  • Account can be opened as a joint account

  • Access to the Keystone market place as a merchant.

  • Have any transactions you would like to complete in the motherland? Please call our Contact Centre on +234 700 200 3000 to open a NIDA today.