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Master Card

Master Card

This is a Naira denominated card which allows you access to your bank account 24/7. MasterCards issued by Keystone and other banks (both locally and internationally) are accepted at all Keystone Bank ATMs nationwide, so for as low as N1,000 you can enjoy the convenience, safety, and prestige that comes with owning one of the world’s leading brands.

Features
  • 24/7 access to funds home and abroad.
  • Payment of goods and services at most merchant locations in Nigeria and abroad.
  • Eliminates the risk associated with commuting with large sums/amounts of money.
  • Secure payments as the chip and pin technology, as well as the use of safe token for online transactions guarantee an additional level of security for card owners.
  • 3D secure transactions requiring One time password (OTP) for verification
  • Card validity (3 years)
  • EMV compliant (Chip and PIN technology)
  • Contactless capability
  • Exciting offers and discounts
  • 24-hour contact center support


For enquiries please call +234 700 2000 3000 or email us at contactcentre@keystonebankng.com

Fees
  • Price at 1,075 (VAT inclusive)
  • Transaction limits
    • ATM: N150,000
    • POS: N2,000,000
    • WEB: N 1,000,000
Visa Card

Visa Card

This is a Dollar denominated debit card used worldwide for payment of goods and services in any currency and funded through direct payment of cash or dollar transfer into the Visa card account. Keystone Visa cards can be used in over 20 million merchant locations and at over 1.5 million ATMs worldwide.

Visa Classic Debit Card (USD/GBP/EUR)

VISA CLASSIC DEBIT CARD is a card type on domiciliary account that can consummate international transactions in GBP,USD & EURO

Features:

  • FCY denominated card
  • Flexible spend limits is available on request.
  • EMV compliant (Chip and PIN technology)
  • Contactless capability
  • 3D secure transactions requiring One time password (OTP) for verification
  • The card is valid for 3 year validity

Type

Amount

Card Fee (Joining Fee)

$3.28

Annual Fee

$10

Cash Withdrawal Fee

$4

Visa Naira Credit Card

Features

  • Access to a renewable 3 year revolving credit
  • Up to 45 days Interest free days
  • Naira denominated
  • EMV compliant (Chip and PIN technology)
  • Contactless capability
  • Shop and make online payments worldwide
  • 3D secure transactions requiring One-time password (OTP) for verification
  • 3-year card validity
  • Exciting offers and discounts
  • 24-hour contact center support
  • Up to 45 days Interest free days
  • Access to Internet/Mobile banking for card repayments
  • Automatic monthly direct debit for the minimum due amount from a nominated Keystone Bank account
  • Multiple repayment methods allowed (cash payments and NIP)

Other Things You Neeed To Know

Credit card cycle (45 days): commence on the 15th of the month and ends on the 30th of the next month

Minimum repayment: monthly minimum repayments of 15% of the outstanding balance however you can pay more than 15% if you desire to

Late Payment Fee: To avoid a late payment fee of ₦2,000, the minimum repayment must be paid within the repayment period.

Interest-Free: If you pay all you owe (100%) in the given cycle during the repayment period, you will not be charged interest

Spend Limits

  • Local ATM withdrawals: N150, 000
  • Local POS transactions: N2,000,000
  • Web transactions: N1,000,000
Verve Card

Verve Card

The Verve Debit card is an EMV Chip and PIN compliant card issued by the Bank and linked directly to customers’ accounts to enable them have access to their funds 24/7. The card facilitates access to banking services via these alternative channels: ATMs, POS, Web & Mobile channels.

Features

Features include:

  • 24/7 Cash withdrawal.
  • Balance inquiries (screen view and print option).
  • Funds transfer (between linked accounts).
  • GSM recharge (Airtel, Etisalat, Glo, MTN, Starcomms).
  • Bill payments (Airtel, DStv, Hitv, PHCN, Swift).
  • 3D secure transactions requiring One time password (OTP) for verification
  • Card validity (3 years)
  • EMV compliant (Chip and PIN technology
  • Contactless capability
  • Exciting offers and discounts
  • 24-hour contact center support
Fees

Price at 1,075 (VAT inclusive)

  • Transaction limits
    • ATM: N150,000
    • POS: N2,000,000
    • WEB: N 1,000,000

For enquiries please call +234 700 2000 3000 or email us at contactcentre@keystonebankng.com