Keystone Bank




CREDITS & LOANS

businessbanking

You want banking solutions that fit your life? Solutions that make it easier to do what you need to do and achieve what you want to achieve? We deliver. Keystone Bank provides a wide array of innovative products and services to meet your personal lifestyle needs plus helpful expertise to make your banking experience easier and your financial goals for the future more attainable. We are there with you through every phase of your life, through your personal milestones, the road to your achievements and much more. Whether it's your child's first savings account, your first home or your retirement plan, we offer personal banking products and services tailored to your needs today with the flexibility to grow with you. We're here to help you every step of the way. We have a range of products and services available to individuals.


We operate savings and current accounts, a variety of lending options (personal loans, mortgages, lines of credit, etc.), and credit card services. We have features made possible by the advance of Internet technology, such as Internet Banking which allows the ability to view and interact with accounts online, make deposits and payments via phone or online service, or access automated teller machines (ATM) around the world any time of day or night Some of our Products are: The Keystone Bank Current Account: available for individuals, limited liability companies, sole proprietorships, registered business names, partnerships, non-governmental associations, clubs, associations, religious bodies and government parastatals, agencies and ministries.

CREDITS & LOANS PRODUCTS


Salary Backed Loan

This provides short-Medium term loans of up to N5million for a maximum period of 48months. Product is designed for salaried employees in structured organizations whereby the employer (i.e. Counterparty) have been profiled and assessed to meet the bank’s Risk Asset Acceptance

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Equity Release

Equity Release is a long term salary advance that is secured by legal mortgage of the occupied residential property and is only accessible to salary earners.

Tenor: Salary Domiciliation (7years), Non-Salary Domiciliation (5years)

Source of Repayment: Salary and allowances domiciled in Keystone Bank, otherwise repayment shall be by NIBSS standing instruction.

Locations: Lagos, Abuja, Ibadan, Kano, Port-Harcourt, Jos, Warri, Ogun, Kaduna, Benin, Owerri, Yola, Bauchi, Ilorin, Enugu, Onitsha, Sokoto, Akure, Asaba.

For details, kindly contact us at Keystone Bank Limited.
1 Keystone Bank Crescent,
Victoria Island, Lagos.
Telephone: +234 700 2000 3000.
Email: contactcentre@keystonebankng.com

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Auto loan

This is a long term loan for individuals who desire to acquire automobiles (brand new vehicles only) of their choice for personal use.

Target Market: Salary Earners and Self-employed individuals
Tenor: Salary Earners(48months); Entrepreneurs(36months)

For details kindly contact us;
Keystone Bank Limited.
1, Keystone Bank Crescent,
Victoria Island, Lagos
Telephone: +234 700 2000 3000 Email: ontactcentre@keystonebankng.com

auto-loan
Salary Advance Instanta

A revolving facility which allows salary earners access up to 30% of their net monthly salary as overdraft. This product is available to all Keystone Paytime Current Account customers. Customers can access this facility all year with 30 days clean up cycle.

Target Market: Salary Earners

Tenor: Maximum of 30 Days

For details kindly contact us;
Keystone Bank Limited.
1, Keystone Bank Crescent,
Victoria Island, Lagos
Telephone: +234 700 2000 3000.
Email: contactcentre@keystonebankng.com

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Home Acqusition

A consumer finance facility to partly finance residential properties and is accessible to Salary earners and SMEs.

Tenor: Non-Salary Domiciliation(7years), Salary Domiciliation(10years)
Equity Contribution: 20% for Salary Earners and 40% for self-employed.
Locations: Lagos, Abuja, Ibadan, Kano, Port-Harcourt, Jos, Warri, Ogun, Kaduna, Benin, Owerri, Yola, Bauchi, Ilorin, Enugu, Onitsha, Sokoto, Akure, Asaba.

For details kindly contact us;
Keystone Bank Limited.
1, Keystone Bank Crescent,
Victoria Island, Lagos
Telephone: +234 700 2000 3000
Email: contactcentre@keystonebankng.com

Home Acqusition
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Asset Finance

Consumer Finance loan is accessible to Salary earners and Self-employed individuals to part-finance the acquisition of brand new household assets from the Bank's prequalified vendors.

Target Market: Salary Earners and Self-employed individuals
Tenor: 18 months

For details, kindly contact us at Keystone Bank Limited.
1 Keystone Bank Crescent,
Victoria Island, Lagos.
Telephone: +234 700 2000 3000.
Email: contactcentre@keystonebankng.com

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