Keystone Bank




PERSONAL BANKING

customer-service

Keystone Bank provides a variety of innovative products and services to meet your personal lifestyle needs plus helpful expertise to make your banking experience better and your financial goals for the future more attainable. From the convenience of mobile and online banking to enjoyable one-on-one discussions and seamless ATM transactions worldwide, we take pride in understanding our customers, tailoring our packages to evolve with their


changing needs and growing with them through every phase of life: a child’s first savings account, personal/business achievements and after retirement. Personal Banking provides useful channels and resources for individuals, limited liability companies, sole proprietorships, registered business names, partnerships, non-governmental associations, clubs, associations, religious bodies and government parastatals, agencies and ministries.

PERSONAL BANKING PRODUCTS




Wealth Management

Who We Serve Keystone Wealth Management seeks to provide an exclusive suite of services with the strategic aim to redefine Wealth Management services in the market place. Products are conceptualised and designed for private clients in the High Net Worth Individuals (HNI) bracket to meet their specific needs and adjusted over time to facilitate growth. Our professionally qualified team enables us to deliver expertise and a meaningful partnership to our esteemed clients. Each Relationship Manager coordinates the affairs of a select number of clients ensuring a seamless delivery of preferred solutions.

What We Offer
Products that cut across life-cycle needs of HNI’s and complementary service platforms and touch points that offer convenience and exclusivity to ensure an experience worth remembering and total satisfaction to the customer.

Products & Services

  • Deposit

  • Wealth Management Account

  • Domiciliary Account

  • Fixed Deposit Account

  • Local / Foreign Remittances


  • E-Banking

  • Personalized Visa Cards

  • Internet Banking

  • Payment Solutions


  • Financial Planning

  • Investment Advisory Services

  • Educational Planning

  • Retirement Planning

  • Estate Planning


  • Lifestyle Products

  • Health Insurance

  • Travel Planning

  • Lounge Access

  • ActivCollect
    Future Account

    Keystone Bank Future Account is a savings account for kids and teenagers designed for parents/guardians to plan for the education of their children or wards. We make it easy to access and grow these funds to meet education goals.

    Features & Benefits:

  • Account can be opened for the child by parents, family friend, NGO, etc.

  • Opening and minimum balance of ₦2,000.00

  • Cheques and dividend warrants can be paid into the account

  • School fees loan for parents through the Keystone Bank Education Support Scheme

  • Annual Scholarship Award promotion

  • Safe and secure opportunity to build funds for future use


  • For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    future Account
    NIDA

    Keystone Bank provides the trusted keys to connect with your homeland through the Keystone Nigerians in the Diaspora Account (NIDA). For the first time in Nigeria, you can open and transact with an easy-to-use, seamless bank account from anywhere in the world. All correspondence is done online for your convenience.

    Diaspora Savings Account Xtra
  • Hybrid account (Current and Savings features).

  • Account denominated in Naira, Pounds, Dollar and Euro.

  • Minimum operating balance (USD100, GBP100, EURO 100 & NGN 5,000).

  • Credit interest of 0.15% p.a payable monthly for foreign currency accounts and 4.2% p.a payable monthly on Naira accounts.

  • No maintenance fee

  • Account can be opened as a joint account.

  • Accepts third party cheques (for naira denominated accounts only)

  • Access to Internet Banking and Mobile Banking.

  • Access to third party withdrawals.

  • Access to VISA cards for foreign denominated accounts and MasterCard for Naira denominated accounts.

  • Bills Payment and standing order instructions available

  • Access to the Keystone market place as a Merchant.

  • Telex charge of $25 or its equivalent in Pounds or Euro (for international transfers)

  • 0.5% transfer charges (for international transfers).

  • Diaspora Current Account
  • Account denominated in Naira only.

  • Minimum operating balance – N10,000.

  • Accepts third party cheques and dividend warrants.

  • Allows cheque issuance,

  • Access to Internet Banking and Mobile Banking

  • Access to MasterCard

  • Bills Payment and standing orders available

  • Account can be opened as a joint account

  • Access to the Keystone market place as a merchant.


  • Have any transactions you would like to complete in the motherland? Please call our Contact Centre on +234 700 200 3000 to open a NIDA today.

    paytime Account
    Active Domiciliary Account

    Keystone Bank Active Domiciliary Account is a foreign currency denominated account that is targeted at individuals and business owners (sole proprietors & traders).

    Product features and benefits include:

  • Account can be denominated in Dollars, Pounds or Euros

  • Minimum operating balance of 100 pounds, Dollars or Euros

  • Cash and wire transfers allowed in and out of the account (Terms & Conditions Apply)

  • Competitive interest rates

  • Access to safe and secure E-Banking services & Channels – Mobile Banking, Internet Banking & Debit Cards (Visa, Verve or MasterCard)


  • For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    Keystone Bank Active Domiciliary Account
    GROWBIZ ACCOUNT

    GrowBiz account is designed to meet the needs of SMEs (Small Medium Enterprises) i.e. Sole Proprietors, Partnerships and Limited Liability Companies. The product is available in two variants - GrowBiz Gold Account with Minimum Balance and GrowBiz Classic Account without Minimum Balance. Each variant is broken down into three segments: Individuals, SMEs/Traders, Corporates.

    Product Features & Benefits

  • Access to financial advisory services

  • Access to Keystone Bank credit facilities (Terms & Conditions Apply)

  • Personalised clearing chequebooks

  • Access to safe and secure E-Banking services & Channels – Mobile Banking, Online Banking & Debit Cards (Visa, Verve or MasterCard).

  • For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    growbiz
    '
    PERSONAL CURRENT ACCOUNT

    The Keystone Bank current account is available for individuals, limited liability companies, sole proprietorships, registered business names, partnerships, non-governmental associations, clubs, associations, religious bodies and government parastatals, agencies and ministries.

    Benefits
    Holding a Keystone Bank current account is an in-road into a vast array of services and benefits:

  • Personalised cheque books for ease of payment through third-party withdrawals in a Keystone Bank branch

  • Withdrawals across our branch network irrespective of your branch of domiciliation

  • Access to e-banking services e.g. Mobile Banking and Internet Banking on request

  • Alert notifications by text or email through our Transaction Notification Service

  • Cash withdrawals nationwide on about 300 Keystone Bank ATMs and other bank ATMs using the Keystone Bank Debit Card


  • For details, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    growbiz
    '
    PINK ACCOUNT

    The Pink Account is an account designed specifically to meet the unique needs of our female professional, working class and SME customers. This account provides features and benefits that understand their current situation and ensure personalised success in the home and business lives of women. There are two variants of this account: Pink Current and Pink Purse (Savings).

    Features

  • Minimum balance: ₦5,000.00 for Pink Purse

  • Minimum balance: ₦20,000 for Pink Current


  • Benefits to Customers
  • Access to 60% of the ₦220billion CBN MSMEDF set aside for women entrepreneurs

  • Discounts from partner stores/businesses on purchases of products and services.

  • Digital Marketing (Sales of goods and services) and access to "The Pink Network" at www.thepinknetworkng.com

  • Free SME tool kits from Enterprise Development Centre for Capacity Building

  • Zero COT

  • Annual Gift Cards of ₦50,000 on qualifying annual average balance


  • To open a Pink Account, kindly contact us at Keystone Bank Limited. 1 Keystone Bank Crescent, Victoria Island, Lagos.
    Telephone: 0700 2000 3000.
    Email: contactcentre@keystonebankng.com

    pink Acoount